An Experiment

We're back from a nice 4 day trip to PA to visit my family up there. Flights were good (i.e. not delayed), kids were behaved, and everyone had a great time, despite Liam getting up at 6 AM every day (due to it being lighter earlier). Got to go back to Sesame Place for the first time in 25 years or so, it's changed a bunch, but some parts remain the same.

Lately, I've been thinking about setting some goals on a professional and personal level. One such goal involves our family's finances. To that point, I've heard of a few folks who have recommended, or are trying, to control their debt and finances using the teachings of Dave Ramsey. I've started downloading his podcasts and listen to them frequently while on my commutes. By no means do I think I, or we, are ready to go "all in" with his plan. However, he has inspired me to try something as an experiment.

Beginning tomorrow, Rebecca and I will attempt to go the next 30 days without using any credit cards for purchases. Debit card and checks are OK for groceries, gas, store needs, etc. Of course we are reserving the right to use a credit card in an emergency situation, but I'm confident that we can make this work and see what the impact is on our overall budget and expenditures. Wish us luck!

Planning to publish the first "Best of UGA" countdowns this Friday. Until then, have a good evening.